blogging away your debt

Today's discussion will be on debt. I seem to have accumulated much of this in the beginning of 2009 when I bought my friend a drumset for his birthday with my credit card. It was pretty expensive and I had no job at the time, but I knew it was ok because I would eventually make the big money. I recently got a job at Websense as a QA intern. What QA interns do is test software and make sure it works. This software could be from web applications to GUI's.

Anyway, on to the heart of the situation. So I'm thinking that I'm a baller now, and life isn't so bad because I got a secure job. Well I was wrong for that matter. It's now summer and I can't do anything fun because of the debt I'm in. I started realizing that this has become a big problem when I discovered that I had to pay for my summer classes. I didn't receive any financial aid and had to borrow some money from my parents. Consider this a step toward fixing one of my personal problems. I know everyone has their habits. I hope to gain confidence in improving myself by paying all this off.


So here are the necessary steps I'm going to attempt to make to reduce my debt;

-Earn More
-Spend Less
-Do more outdoor and free activities
-Aggressively pay off one item at a time.


So over the course of this 3 month period, I hope to have 0 balance. This is how my summer of 2009 is going to be and although I won't be vacationing somewhere in mexico or paradise, I'll be accomplishing another goal.

kudos,
Jeff Lam